closing.wtf

Don't Get Screwed On Your Mortgage

Pay for your house, not for your broker's vacation.

Try it out!

Loan Estimate

Closing Disclosure

Upload your Loan Estimate

Make sure your loan estimate is a 3 page PDF and looks similar to this sample.

We've Saved Our Users

$2.3 Million

In Potential Savings on their mortgage closing costs and fees

How it works

    1. Upload Your Mortgage Closing Documents

    Simply upload your loan estimate or closing disclosure and we'll analyze it using AI and data sources to find hidden fees, better rates, negotiables, and other potential issues.

    2. Review the Report

    Our advanced AI algorithms automatically process and analyze your data, extracting valuable insights and patterns that would be difficult to identify manually.

    3. Call your mortgage broker or lender 🤬

    Receive clear, actionable insights and recommendations based on the analysis. Use these insights to negotiate a better deal.

Supporting All Types of Mortgages

Find the best rates and terms for your new home.

Purchasing

We analyze new home purchase mortgages to find you the best rates and terms, with special focus on first-time buyer programs.

Refinancing

Let us evaluate your refinancing options to lower your rate, change terms, or access equity - we'll find the optimal solution.

HELOCs

We'll analyze HELOC offers to help you access your home's equity with the most flexible terms and lowest rates.

VA Loans

Our analysis helps veterans and service members get the most from their VA loan benefits with competitive rates.

FHA Loans

We'll evaluate FHA mortgage options to find you the best government-backed loan with lower down payment requirements.

Jumbo Loans

For high-value properties, we analyze jumbo mortgage options to find competitive rates beyond conventional limits.

Reverse Mortgages

We help homeowners 62+ evaluate reverse mortgage options to optimize retirement income from home equity.

Other Mortgages

We'll autodetect and analyze whatever mortgage you have to give you the best analysis.

70% of the time, you can get a better offer.

(truth) 'Actually, we can do better.'

(bluff) 'This is our best offer. '

FAQ

Frequently asked questions

Still have questions? Email us at [email protected]

Privacy & Security

Your data is safe with us

We never sell or share data with third parties. All information is used solely to generate analyses to help borrowers analyze and optimize their mortgages.

Products and Services Updates

Stay informed with our expert insights on mortgage optimization and industry best practices.

Don't get scammed at closing.

We are on a mission to make sure you get the best deal.

Contact Us
closing.wtf

Closing on a Mortgage? Don't get Screwed.

XLinkedinPinterest
ChangelogPrivacy PolicyTerms of Service

Mortgage Resources

Mortgage DefinitionsGood Deal TipsRefinancing TipsMortgage CalculatorAffordability CalculatorLoan Comparison Calculator

Government Resources

CFPB Loan Estimate GuideHUD Mortgage ResourcesFHA Loan ProgramsVA Home LoansFannie Mae Homebuyer Education

Solutions

Why Closing WTF?For Real Estate AgentsFor Mortgage BrokersFor Mortgage LendersFor Enterprises
Copyright © 2024 ClosingWTF INC. All Rights Reserved.

IMPORTANT DISCLAIMER: The information and services provided through Closing.wtf are for informational purposes only and are not intended to be, and should not be construed as, financial, legal, or investment advice. We do not provide mortgage loans, financial services, or act as a mortgage broker or lender. Users should always conduct their own research and due diligence and obtain professional advice before making any financial decisions. We make no guarantees about the accuracy, reliability, or completeness of the information provided. We do not sell or share data with third parties. Your use of our services is at your own risk. Please review our Terms of Service for complete details.