Don't Get Screwed
On Your Mortgage

ClosingWTF is the modern AI mortgage toolkit for savvy homebuyers.

Loan Offer Grade

?

How fair is your mortgage?

Rate Comparison

Compare your rate to the market average and the best rate we've found for similar loans.

Your Current Rate

5.25%

Market Average

4.75%

Best Rate We've Found

4.25%

Additional Services We Offer

How it works

We analyze your mortgage to help you understand if you're getting ripped off. Then help you negotiate by giving you leverage.

    1. Add Your Mortgage Information

    Simply upload your mortgage document or manually add the details, and we'll analyze it using AI and rates from 10-20 lenders to find better rates, hidden fees, negotiables, and other potential issues.

    2. Review the Rate and Closing Costs Analysis

    Our advanced AI algorithms automatically process and analyze your data, extracting valuable insights and patterns that would be difficult to identify manually.

    3. Call your mortgage broker or lender 🤬

    Receive clear, actionable insights and recommendations based on the analysis. Use these insights to negotiate a better deal.

We've Found

$10+ Million

In Potential Savings on mortgage closing costs and bad rates

That's an average of ~$8,000 per homebuyer

Our Mortgage Rates

Some of the most competitive rates in the market.
Actual rates may vary depending on market conditions and your financial situation.

We've helped homebuyers save thousands on their mortgages.

Saved ~$4k in closing costs.

Saved ~$4k in closing costs.

Saved ~$10k in closing costs.

Saved ~$10k in closing costs.

"I've spent nearly 20 years at one of the largest mortgage lenders.. I know firsthand how needed this is."

"I've spent nearly 20 years at one of the largest mortgage lenders.. I know firsthand how needed this is."

"I'm actually closing.. and found your website very helpful"

"I'm actually closing.. and found your website very helpful"

"I thought closing.wtf from @1andyaaron was really cool and already would be useful for me."

"I thought closing.wtf from @1andyaaron was really cool and already would be useful for me."

Frequently Asked Questions

Get the Best Mortgage for You

We are on a mission to make sure you get the best deal.

Contact Us
closing.wtf

Closing on a Mortgage? Get the best deal possible.

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Mortgage Resources

Mortgage DefinitionsGood Deal TipsRefinancing TipsMortgage CalculatorAffordability CalculatorLoan Comparison Calculator

Government Resources

CFPB Loan Estimate GuideHUD Mortgage ResourcesFHA Loan ProgramsVA Home LoansFannie Mae Homebuyer Education

Solutions

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Copyright © 2025ClosingWTF, Inc.All Rights Reserved.
NMLS ID #2688565•www.nmlsconsumeraccess.org

ClosingWTF Inc is currently NMLS licensed in the US states OR, CO, and TX.

Equal Housing Lender

All loan products and financial services are provided by ClosingWTF Inc., NMLS #2688565 ("ClosingWTF"). You are not required to use ClosingWTF Inc for your mortgage needs and may be able to obtain lower rates or fees through a different mortgage lender or broker. This is not a commitment to lend. All offers are subject to submitting a complete loan application and obtaining full underwriting approval. Loan terms are subject to change. Only the most qualified applicants will be approved for ClosingWTF Inc’s lowest rates. Not available in all states. We are an Equal Housing Lender.