We help you get a mortgage without the fees of a traditional broker. Pay for your house, not for your broker's vacation.
We are here to help you with any questions you may have. If you don't find what you need, please contact us at [email protected]
ClosingWTF was created by homebuyers and mortgage experts who were frustrated by the confusing, expensive, and outdated mortgage process. We built ClosingWTF to:
ClosingWTF is the next-generation, AI-powered self-service mortgage broker. Unlike traditional brokers or lenders:
ClosingWTF offers free analysis and tools for everyone. No hidden fees, no paywalls, no pressure. We believe everyone deserves a better mortgage experience—without paying thousands for it.
As a mortgage broker, we are available to homebuyers in Oregon, Colorado, and Texas. We're working on others. Our free mortgage analysis tools are available in all states across the US.
Unlike rate comparison sites, ClosingWTF is with you from start to finish:
When you close a loan through ClosingWTF, the lender pays us a standard industry fee. This means we only get paid when you get a loan with us.
Already have a quote? Upload it to ClosingWTF and instantly:
Your privacy is our priority:
Yes. We take privacy and security seriously. Your data is encrypted, never sold, and only used to help you get the best mortgage. Sensitive info is never exposed to AI or third parties without your consent.
Closing on a Mortgage? Get the best deal possible.
ChangelogPrivacy PolicyTerms of ServiceBlogClosingWTF Inc is currently NMLS licensed in the US states OR, CO, and TX.
All loan products and financial services are provided by ClosingWTF Inc., NMLS #2688565 ("ClosingWTF"). You are not required to use ClosingWTF Inc for your mortgage needs and may be able to obtain lower rates or fees through a different mortgage lender or broker. This is not a commitment to lend. All offers are subject to submitting a complete loan application and obtaining full underwriting approval. Loan terms are subject to change. Only the most qualified applicants will be approved for ClosingWTF Inc’s lowest rates. Not available in all states. We are an Equal Housing Lender.