🚀
Our self service mortgage broker is in closed beta. Get early access to quality mortgage rates and service.
closing.wtf

About Closing.wtf

Making mortgage closing costs transparent and understandable

Hi, I'm Aaron Landy 👋

As a software engineer and first-time homebuyer, I experienced firsthand how confusing and overwhelming the mortgage process can be. When I received my loan estimate, I was shocked by the closing costs and frustrated by how difficult it was to understand what I was actually paying for.

That's why I built Closing.wtf - to empower mortgage borrowers by analyzing closing documents to uncover hidden fees and negotiable terms. Studies show that 70% of borrowers overpay 1-3% on their mortgage due to complex fee structures and lack of transparency.

Our service is straightforward: upload your loan estimate or closing disclosure document and receive a detailed analysis on the fairness of your fees, rates, and negotiable terms. We help you identify every potential place you might be overpaying and show you how to negotiate better terms.

The goal is to help you save money and make informed decisions without unnecessary complexity. No one else in the mortgage process is truly incentivized to get you the best deal - we're here to give you peace of mind and potentially save you thousands of dollars.

closing.wtf

Closing on a Mortgage? Don't get Screwed.

XLinkedin
ChangelogPrivacy PolicyTerms of ServiceBlog

Mortgage Resources

Mortgage DefinitionsGood Deal TipsRefinancing TipsMortgage CalculatorAffordability CalculatorLoan Comparison Calculator

Government Resources

CFPB Loan Estimate GuideHUD Mortgage ResourcesFHA Loan ProgramsVA Home LoansFannie Mae Homebuyer Education

Solutions

Why Closing WTF?For Real Estate AgentsFor Mortgage BrokersFor Mortgage LendersFor EnterprisesView All Posts →
Copyright © 2025ClosingWTF, Inc.All Rights Reserved.
NMLS ID #2688565•www.nmlsconsumeraccess.org
Equal Opportunity Lender•Equal Housing Opportunity

ClosingWTF Inc is currently NMLS licensed in the US states OR, CO, and TX.

Equal Housing Lender

IMPORTANT DISCLAIMER: The information and services provided through ClosingWTF are currently for informational purposes only and are not intended to be, and should not be construed as, financial, legal, or investment advice. Users should always conduct their own research and due diligence. We do not sell or share data with third parties. Please review our Terms of Service for complete details. Rate Disclaimer: Interest rates displayed are for example purposes only and subject to change without notice. All loans are subject to final loan approval by the lender.