closing.wtf

Loan Comparison

Compare different loan options to find the best mortgage for your needs

Loan Option A

Loan Option B

ComparisonLoan ALoan BDifference
Monthly Payment$1,347$1,306$42
Total Cost$487,968$477,023$10,945
Points Cost$0$3,000$3,000

Why Compare Mortgage Offers?

Getting the best deal on your mortgage can save you thousands of dollars over the life of your loan. Smart homebuyers know to shop around and compare multiple lenders - studies show this can save $3,000 or more in closing costs alone.

What to Compare

  • Interest rates and APR
  • Lender fees and points
  • Title insurance and settlement costs
  • Required down payment
  • Monthly payment amounts

Remember: Almost everything is negotiable in the mortgage process. Use our comparison tools above to analyze different loan offers, identify excessive fees, and get the leverage you need to negotiate better terms.

closing.wtf

Closing on a Mortgage? Don't get Screwed.

XLinkedin
ChangelogPrivacy PolicyTerms of ServiceBlog

Mortgage Resources

Mortgage DefinitionsGood Deal TipsRefinancing TipsMortgage CalculatorAffordability CalculatorLoan Comparison Calculator

Government Resources

CFPB Loan Estimate GuideHUD Mortgage ResourcesFHA Loan ProgramsVA Home LoansFannie Mae Homebuyer Education

Solutions

Why Closing WTF?For Real Estate AgentsFor Mortgage BrokersFor Mortgage LendersFor EnterprisesView All Posts →
Copyright © 2025ClosingWTF, Inc.All Rights Reserved.
NMLS ID #2688565•www.nmlsconsumeraccess.org
Equal Opportunity Lender•Equal Housing Opportunity

ClosingWTF Inc is currently NMLS licensed in the US states OR, CO, and TX.

Equal Housing Lender

All loan products and financial services are provided by ClosingWTF Inc., NMLS #2688565 ("ClosingWTF"). You are not required to use ClosingWTF Inc for your mortgage needs and may be able to obtain lower rates or fees through a different mortgage lender or broker. This is not a commitment to lend. All offers are subject to submitting a complete loan application and obtaining full underwriting approval. Loan terms are subject to change. Only the most qualified applicants will be approved for ClosingWTF Inc’s lowest rates. Not available in all states. We are an Equal Housing Lender.