Modern Mortgage Toolkit

ClosingWTF helps homebuyers get smart and responsible mortgages. We are a mortgage broker and we offer free tools to help you get the best deal no matter where you go.

Save $10,000+Save $20,000+

Save on Your Mortgage

Find hidden fees and negotiate better rates

LE
Loan Estimate
Mortgage Statements
CD
Closing Disclosure

Smart Document Analysis

Upload your mortgage docs for instant insights

4.0%
3.6%
3.5%
3.25%
3.75%
3.9%
4.0%
3.6%
3.5%
3.25%
3.75%
3.9%
4.0%
3.6%
3.5%
3.25%
3.75%
3.9%
4.0%
3.6%
3.5%
3.25%
3.75%
3.9%
3.5%
3.75%
4.0%
3.25%
3.9%
3.6%
3.5%
3.75%
4.0%
3.25%
3.9%
3.6%
3.5%
3.75%
4.0%
3.25%
3.9%
3.6%
3.5%
3.75%
4.0%
3.25%
3.9%
3.6%
4.0%
3.5%
3.75%
3.6%
3.9%
3.25%
4.0%
3.5%
3.75%
3.6%
3.9%
3.25%
4.0%
3.5%
3.75%
3.6%
3.9%
3.25%
4.0%
3.5%
3.75%
3.6%
3.9%
3.25%
3.5%
4.0%
3.75%
3.6%
3.9%
3.25%
3.5%
4.0%
3.75%
3.6%
3.9%
3.25%
3.5%
4.0%
3.75%
3.6%
3.9%
3.25%
3.5%
4.0%
3.75%
3.6%
3.9%
3.25%

Compare Multiple Lenders

Access rates from 20+ lenders in one place

How it works

Get the best mortgage rate possible. Here's exactly how we help you do it.

    Upload & Analyze

    Upload your loan estimate or closing disclosure for instant AI-powered analysis. We compare your mortgage against rates from 20+ lenders to identify overpayments on rate, points, and fees. Get a detailed breakdown showing exactly where you could save, typically $100-500/month.

    Compare & Choose

    Review personalized mortgage options tailored to your financial situation. See side-by-side comparisons of rates, monthly payments, and total costs. Our transparent marketplace shows real rates from vetted lenders with no hidden fees or surprises.

    Save & Close

    Lock in your best rate and let our team guide you through closing. We handle the paperwork, coordinate with all parties, and ensure a smooth process. Most borrowers save thousands over the life of their loan by switching to a better offer.

We've Found

$10+ Million

In Potential Savings on mortgage closing costs and bad rates

That's an average of ~$8,000 per homebuyer

Today's Mortgage Rates

All rates are subject to change and dependent on borrower approval, creditworthiness, and lender terms.

We've helped homebuyers save thousands on their mortgages.

Saved ~$4k in closing costs.

Saved ~$4k in closing costs.

Saved ~$10k in closing costs.

Saved ~$10k in closing costs.

"I've spent nearly 20 years at one of the largest mortgage lenders.. I know firsthand how needed this is."

"I've spent nearly 20 years at one of the largest mortgage lenders.. I know firsthand how needed this is."

"I'm actually closing.. and found your website very helpful"

"I'm actually closing.. and found your website very helpful"

"I thought closing.wtf from @1andyaaron was really cool and already would be useful for me."

"I thought closing.wtf from @1andyaaron was really cool and already would be useful for me."

Frequently Asked Questions

Get the Best Mortgage for You

We are on a mission to make sure you get the best deal.

Contact Us
Copyright © 2025ClosingWTF, Inc.All Rights Reserved.

ClosingWTF Inc is currently NMLS licensed in the US states OR, CO, and TX.

Equal Housing Lender

All loan products and financial services are provided by ClosingWTF Inc., NMLS #2688565 ("ClosingWTF"). You are not required to use ClosingWTF Inc for your mortgage needs and may be able to obtain lower rates or fees through a different mortgage lender or broker. This is not a commitment to lend. All offers are subject to submitting a complete loan application and obtaining full underwriting approval. Loan terms are subject to change. Only the most qualified applicants will be approved for ClosingWTF Inc’s lowest rates. Not available in all states. We are an Equal Housing Lender.