How to Pay SunTrust Mortgage Online: A Comprehensive Guide

Introduction

Paying your mortgage on time is crucial to maintaining a good credit score and avoiding late fees or penalties. If you're a SunTrust mortgage holder, you'll be pleased to know that the bank offers a convenient online payment option. In this article, we'll walk you through the process of paying your SunTrust mortgage online, making it easier for you to stay on top of your payments.

Setting Up Your Online Account

Before you can make online payments, you'll need to set up your SunTrust online banking account. Here's how:

1. Visit the SunTrust website (www.suntrust.com) and click on the "Sign On" button in the top right corner.
2. If you're a new user, click on the "Enroll Now" button and follow the prompts to create your online account.
3. You'll need to provide some personal information, such as your Social Security number, date of birth, and mortgage account number.
4. Once your account is set up, you can log in and access your mortgage details.

Making an Online Mortgage Payment

Now that you have your online account set up, it's time to make your mortgage payment. Follow these steps:

1. Log in to your SunTrust online banking account.
2. Navigate to the "Payments & Transfers" section.
3. Click on the "Make a Payment" option.
4. Select your mortgage account from the list of available accounts.
5. Enter the payment amount and the date you want the payment to be processed.
6. Review and confirm the payment details.
7. Complete the payment process by following the on-screen instructions.

Setting Up Recurring Payments

If you prefer to set up automatic recurring payments, SunTrust allows you to do so through their online banking platform. Here's how:

1. Log in to your SunTrust online banking account.
2. Navigate to the "Payments & Transfers" section.
3. Click on the "Transfer Services" option.
4. Select "Add a Recurring Transfer" from the menu.
5. Follow the prompts to set up your recurring mortgage payment, including the amount, frequency, and start date.
6. Review and confirm the recurring payment details.

By setting up recurring payments, you can ensure that your mortgage is paid on time every month, without having to worry about missing a payment.

Tips for Successful Online Payments

To make the most of the SunTrust online payment system, keep these tips in mind:

1. Schedule Payments in Advance: Payments can take a few business days to process, so it's best to schedule your payment a few days before the due date to avoid late fees.
2. Update Your Contact Information: Ensure that your email address and phone number are up-to-date in your online banking profile to receive payment confirmations and notifications.
3. Keep Track of Your Payments: After making a payment, you can view your payment history and confirm that your payment has been processed successfully.
4. Use the Mobile App: SunTrust offers a mobile app that allows you to make mortgage payments on the go, providing even more convenience.

Conclusion

Paying your SunTrust mortgage online is a convenient and secure way to stay on top of your payments. By following the steps outlined in this guide, you can easily set up your online account, make payments, and even schedule recurring payments. With the added flexibility of mobile banking, you can manage your mortgage from anywhere, at any time. Stay on top of your financial responsibilities and enjoy the peace of mind that comes with timely mortgage payments.